Other houston mortgage types mixed. The average rate for 15-year fixed-rate mortgages rose 2 basis points, growing to 3.55 percent. Monthly payments on a hypothetical $165,000, 15-year fixed-rate mortgage ticked up along with rates, scaling up $1.62 to $1,183.61.
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"After a six-week streak, mortgage rates for 30-year loans increased slightly, which led to a pullback in overall refinance activity," said Joel Kan, MBA’s Associate Vice President of Economic and.
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Easier to Qualify For – because these types of loans are backed by the federal government, FHA approved lenders are usually more likely to approve you.; Lower Down Payment – FHA mortgages in Houston only require a 3.5% down-payment which makes it easier for people to have an opportunity to buy a home.
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