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5 Percent Down No Pmi fha mip chart shows the mortgage insurance fee required for FHA loans. How you can drop/avoid PMI and check FHA mortgage insurance premiums.. As you can see in the FHA MIP chart above, borrowers who put down 5% or less the PMI is .85%. If a borrower puts down more than 5% then the MIP goes down slightly to .80%.. If the LTV is under 90.
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Loans Without Mortgage Insurance Get rid of FHA mortgage insurance without refinancing – If you have a newer FHA loan. If you have a loan where you can’t drop the MI, you should look into refinancing into a conventional loan. Although your fha note rate may be lower than today’s conventional loans, you have to take the permanent mortgage insurance into account.
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