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Consolidating or refinancing your student loans isn’t always the best move. Here’s why – Here are seven reasons why you may be better off leaving your student loans as they are. 1. Repayment options may not be as flexible If you use a private student lender to consolidate your loans,
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"A good mortgage loan officer can look at your situation and diagnose any potential roadblocks ahead to give you a clear understanding of your home-buying options," Arteaga says.