Definition of Mortgage Seasoning. Seasoning refers to the age of your mortgage. Generally, lenders consider a loan fully seasoned when you’ve had it for at least one year. If you wish to sell or refinance, the seasoning of your loan is crucial. Many lenders will not refinance an immature loan, and those wishing to sell a property with an unseasoned.
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Seasoning money refers to the concept of keeping money in your established bank account for a specific period of time. While it depends on your lender, you should expect to have the money in your bank account for a minimum of 60 to 90 days for it to qualify as sufficient funds to put towards your mortgage loan.
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The term "Seasoning Money" or Seasoned Money" is a very common term in the Mortgage Industry. A simple definition for what is "Seasoned Money" is that it is a reference to the length of time that has past since funds were deposited in or withdrawn from a Bank Account..
Credit Explanation Letter Any number of situations may cause a mortgage underwriter to ask for a letter of explanation. You may be asked for a letter of explanation if there are issues with your credit report. Sometimes these issues are relatively minor, such as an incorrect address or employer.
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Seasoning Requirements After Foreclosure. The VA does put their foot down regarding seasoning requirements after a foreclosure, though. Borrowers can’t apply for a VA loan until 2 years after the sale date of the home. This gives you time to pick up the pieces and repair your credit.
New rules for seasoning money in bank accounts for Non-O Guardian visa Sign in to follow this . Followers 2. New rules for seasoning money in bank accounts for Non-O Guardian visa. By jasonsamui55, March 22 in Thai visas, residency and work permits.